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The Deborah ("Debbie") Renna-Hynes Team EXP Realty Blog

Saturday, March 9, 2013   /   by Dana Rusnak

A clicker for your front door

Lock or unlock your doors (and see who's been in your house) via a mobile Web app. Or simply transfer the concept of the car-door key fob convenience to your home. SimpliciKey's wireless deadbolt system assigns key codes and key fobs to specific household members, and keeps track of who has come and gone. There are no subscription fees, the company says; door hardware (in three finishes), KeyCloud Internet access and two fobs are $349 to $449.simplicikey.com

Friday, March 8, 2013   /   by Dana Rusnak

Rules for Down Payment - Gift $$$

As of Jan. 1, everyone can gift (tax-free to everyone) up to $14,000 per year. That means your parents can gift you up to $28,000 toward the value of the property. If you are married, and your husband will go on title with you, this number can be increased to $56,000.

Wednesday, March 6, 2013   /   by Dana Rusnak

Purple Heart Homes

Purple Heart Homes and Citi Provide Housing Solutions and Support for Service-Connected Disabled Veterans and Their Families
NEW YORK, March 4, 2013 /PRNewswire/ -- A collaboration between Purple Heart Homes and Citi to provide housing solutions for service-connected disabled veterans will mean that a number of military veterans and their families will soon be able to start new lives in their new homes. Starting this month with former U.S. Army Corporal Hamilton Kinard and his family, who moved into a fully renovated new home in Claxton, Georgia, Purple Heart Homes and Citi are helping injured returning troops begin the next phase of their lives with the modified housing and support they need.
Under the program, Citi works with Purple Heart Homes to identify properties in its REO inventory that are in locations in which a service-connected disabled veteran is in need of a housing arrangement that accommodates his/her injury-related challenges. Purple Heart Homes then works with third-p9 ...

Monday, March 4, 2013   /   by Dana Rusnak

8 Steps to Buying Home- Step 1 and 2

Eight steps to buying your home

1. Decide to buy.
Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. We call home ownership the best “accidental investment” most people ever make. But, we believe when it is done right, home ownership becomes an “intentional investment” that lays the foundation for a life of financial security and personal choice. There are solid financial reasons to support your decision to buy a home, and, among these, equity buildup, value appreciation, and tax benefits stand out.
Base your decision to buy on facts, not fears.
If you are paying rent, you very likely can afford to buy
There is never a wrong time to buy the right home. All you need to do in the short run is find a good buy and make sure you have the financial ability to hold it for the long run
The lack of a substantial down payment doesn’t prevent you from making your first home purchase
A less-than-perfect cred ...

Friday, February 22, 2013   /   by Sandra Wimett

Investors and Section 8

There are three parties involved in a Section 8 transaction,  the tenant, the property owner and the government. If any one of these parties steps out of line, the other two can refuse to continue to do business with that non-conforming party.
The government sets the requirements for how they want their ‘clients’ to be treated when they show up on the landlord’s door with a voucher. If the landlord decides that the requirements for Section 8 are too difficult or that the requirements for being in the program won't work for him, he can choose not to accept those residents.
The resident gets a voucher that they can use to lease whatever meets theirs and Section 8’s needs and guidelines. The resident must abide by the terms of the lease or the landlord can evict them and the resident will lose their voucher. Once a voucher is lost, it is very hard to ever get it back. Powerful incentive to abide by the rules.
If you are looking to buy multifamily property and ; ...
The Deborah ("Debbie") Renna-Hynes Team EXP Realty
Deborah Renna-Hynes
590 Titus Ave
Rochester, NY 14617

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